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Two-thirds of borrowers could save by refinancing: report
Jul 9, 2025
Two-thirds of borrowers could save by refinancing: report
Jul 9, 2025

Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them.

Jul 9, 2025
Small deposit? 50,000 Home Guarantee Scheme spots just opened up
Jul 2, 2025
Small deposit? 50,000 Home Guarantee Scheme spots just opened up
Jul 2, 2025

Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot.

Jul 2, 2025
 
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Cash flow tips for businesses thriving and surviving the pandemic
Cash flow tips for businesses thriving and surviving the pandemic

Australia is a tale of two economies right now, depending on the state or sector your business is based in. Today we’ll run you through three cash flow tips for your business, whether it’s growing or struggling.

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Tim RussellJuly 28, 2021
Buy Now Pay Later users put on notice by credit agency
Buy Now Pay Later users put on notice by credit agency

Do you use a Buy Now Pay Later (BNPL) service like Afterpay or Zip? If so, be warned that one leading credit agency has made a big change that means your BNPL data will go onto your credit report.

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Tim RussellJuly 28, 2021
What’s the best day to auction your house?
What’s the best day to auction your house?

Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged up ‘Auction’ signs. But is Saturday actually the best day to auction your home? New data suggests perhaps not.

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Tim RussellJuly 21, 2021
Need help paying your insurance and workers comp premiums this year?
Need help paying your insurance and workers comp premiums this year?

As if Australian business owners hadn’t faced enough challenges this past year – now the dreaded annual insurance and workers compensation premiums will soon arrive in mailboxes. Here’s how to smooth ‘em all out (and get an early bird discount!).

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Tim RussellJuly 14, 2021
Green thumbs beware: one-third of veggie gardens contaminated with lead
Green thumbs beware: one-third of veggie gardens contaminated with lead

One of the most exciting things about moving into your own home is doing whatever you want with it, such as growing your own veggie patch. But did you know more than a third of Aussie backyards are contaminated with lead? Here’s how to get your soil tested for free.

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Tim RussellJuly 14, 2021
How much extra will your mortgage cost when interest rates rise?
How much extra will your mortgage cost when interest rates rise?

After 18 straight RBA cash rate cuts it can be easy to dismiss the notion that interest rates might rise again. But if the cash rate returned to mid-2019 levels, how much extra would an average new mortgage holder expect to pay each month? Let’s take a look.

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Tim RussellJuly 7, 2021
It’s on! First home loan deposit schemes open for applications
It’s on! First home loan deposit schemes open for applications

If you’d like to buy your first home with just a 5% deposit and pay no lenders mortgage insurance (LMI), then you better act quick, as thousands of first home buyers are expected to rush to apply for the limited spots up for grabs.

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Tim RussellJune 30, 2021
EOFY alert! Financial year end just days away
EOFY alert! Financial year end just days away

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost only have a few days to act this financial year.

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Tim RussellJune 23, 2021
Property price caps increased for first home loan deposit scheme
Property price caps increased for first home loan deposit scheme

First home buyers can now purchase more expensive properties under the federal government’s hugely popular 5% deposit, no LMI scheme.

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Tim RussellJune 23, 2021
Size matters: how to get more bang for your buck on property sizes
Size matters: how to get more bang for your buck on property sizes

An increasing number of Australians are prioritising larger homes and bigger blocks in their house-hunting endeavours since the pandemic began. But where to look? Well, a new search tool helps you calculate which suburbs offer the best bang for your buck.

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Tim RussellJune 16, 2021
Aussie businesses load up on light commercial vehicles
Aussie businesses load up on light commercial vehicles

Australian businesses have shifted things up a gear this year, with new asset finance figures revealing a 187% rise in light commercial vehicle purchases since January.

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Tim RussellJune 9, 2021
33 suburbs where buyers still have the upper hand over sellers
33 suburbs where buyers still have the upper hand over sellers

Most of Australia may be a seller’s market right now, but there are still a few dozen suburbs around the country where there’s more housing stock available than in previous years. Today we’ll check out which 33 suburbs are still offering plenty of options for buyers.

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Tim RussellJune 9, 2021
4 in 5 hopeful buyers don’t understand key financial concepts
4 in 5 hopeful buyers don’t understand key financial concepts

While most Australians dream of owning their own home, the majority of hopeful homeowners admit they don’t fully understand how home loans or mortgage rates work. That’s why we make it our mission to enlighten you during your home buying journey.

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Tim RussellJune 2, 2021
Pedal to the metal: EOFY is officially bearing down on us
Pedal to the metal: EOFY is officially bearing down on us

Keen to buy a vehicle, asset or another vital piece of equipment for your business and immediately write off the cost? Well, you better get cracking, as we’re officially entering end-of-financial-year territory.

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Tim RussellMay 26, 2021
“Tide turning on interest rates”: CBA hikes fixed rates
“Tide turning on interest rates”: CBA hikes fixed rates

Australia’s biggest bank has hiked its three-year fixed rate for owner-occupiers in a further sign that “the tide is turning on interest rates”. So if you’ve been thinking about fixing your interest rate, it could be high time to do so.

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Tim RussellMay 26, 2021
Want to switch home loans? Here are ASIC’s top tips for refinancing
Want to switch home loans? Here are ASIC’s top tips for refinancing

With interest rates at record low levels, we’ve seen a big increase in homeowners wanting to refinance this year. So this week we’ll look at some of ASIC’s top tips for refinancing, plus some of our own for good measure.

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Tim RussellMay 19, 2021
SMEs to get full asset write-off extension and fairer go with ATO
SMEs to get full asset write-off extension and fairer go with ATO

Small businesses in dispute with the ATO over their tax debt will get “a fairer go” under new rules proposed in the federal budget. Meanwhile, one-year extensions have been granted for the full asset write-off and loss carry-back schemes. Let’s break it all down.

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Tim RussellMay 12, 2021
Single parents and first home buyers get big budget boost
Single parents and first home buyers get big budget boost

Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break down the three schemes that will help them crack the property market sooner.

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Tim RussellMay 12, 2021
Is it cheaper to buy or rent your next home? You might be surprised
Is it cheaper to buy or rent your next home? You might be surprised

While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper to buy than rent over the next decade, according to a new report.

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Tim RussellMay 5, 2021
Has the housing market’s latest record-breaking run peaked?
Has the housing market’s latest record-breaking run peaked?

Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters. However, there are seven key signs that the pace of capital gains has peaked, says CoreLogic.

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Tim RussellApril 28, 2021
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Contact Us

Tim Russell
(p) 1300 962 799
(e) tim@multipartfinance.com.au
(a) Suite 107, 1 Cassins Ave, NORTH SYDNEY NSW 2060 

Featured Articles

I’ve saved $100K now what?

How to protect your commercial loan in a downward market

Three questions to ask before you refinance

How to buy property through super

What you must consider before purchasing an off-the-plan property

Disclaimer

Information provided by Multipart Finance is general in nature and does not take into consideration your personal financial situation. It is for educational purposes only and does not constitute formal financial advice. Before acting, you should consider seeking independent personal financial advice that is tailored to your needs.


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